What happens when a subscription ends
If your subscription or trial ends, or a payment fails, FIYR shows the subscription screen instead of your pages. Nothing is deleted: when you subscribe again, all your data is back. Settings stays open so you can fix billing or manage your account.
What changes
FIYR needs a subscription that is active or in its free trial. Any other status, including Past due after a failed payment, means:
- Pages like Transactions, Budget, Net Worth, FIRE and Ask Fiyr show the subscription screen instead.
- Connected AI apps such as Claude or ChatGPT stop getting answers from FIYR.
- There is no read-only mode or grace period inside FIYR.
What stays the same
- Your data is kept. Transactions, budgets, goals, assets and settings stay in your account.
- Settings stays open. You can still reach Profile, Linked Accounts and Billing.
- You can delete your account at any time from Settings, Profile. See delete your account.
If a payment failed
Your subscription is still there while Stripe retries the card, so you fix the card rather than start a new one. The subscription screen says "Your last payment didn't go through" and shows Update payment method in place of Subscribe.
- Click Update payment method on the subscription screen. You can also go to fiyr.app/settings?section=billing and click Manage billing.
- Sign in to the billing portal with the email on your FIYR account.
- Update your card and pay the outstanding invoice in Stripe.
- Return to FIYR. Your pages unlock once Stripe confirms the payment.
If your trial ended
If you did not cancel, your plan starts automatically and your card is charged, so nothing changes. If you cancelled, or the charge failed, you will see the subscription screen when the trial is over.
Subscribe again
- Sign in at fiyr.app. You will see the subscription screen.
- Choose Monthly or Yearly.
- Click Subscribe and complete checkout.
- Your pages and data are back as soon as checkout completes.
The free trial is once per account, so coming back starts a paid subscription straight away. Your linked banks are still listed, but if one stopped syncing while you were away, reconnect it from Settings, Linked Accounts. See fix a connection that needs reconnecting.
Common questions
Is my data deleted when my subscription ends?
No. Your data is kept. Subscribe again and everything is back.
My payment failed. What should I do?
Click Update payment method on the subscription screen (or Manage billing in Settings, Billing) and update your card in the billing portal. Your pages unlock once the payment goes through.
Can I still use FIYR in read-only mode?
No. Without an active subscription or trial, FIYR shows the subscription screen. Settings stays available.
Will I get another free trial if I come back?
No. The trial is once per account, so resubscribing starts a paid plan.
Still stuck?
Email us. A real person who builds FIYR reads every message.